After completing homebuyer education with NeighborWorks Green Bay you will meet one-on-one with a HUD-Certified housing counselor for a pre-purchase counseling appointment.
Keep in mind that it may be a few weeks before you are able to schedule this counseling appointment.
WHAT TO EXPECT AT YOUR APPOINTMENT
- You will meet either in-person or virtually through Zoom for this appointment.
- The appointment will last up to 90-minutes.
- You and your counselor will discuss topics such as:
- Your housing goals.
- Your household income and expenses.
- How much you can afford to spend on a mortgage payment.
- Your credit report and monthly debts.
- Saving for a home.
- Applying for pre-approval with a mortgage lender.
- Finding a real estate agent.
- Down payment assistance eligibility.
- Connecting you with other community resources.
- Getting a home inspection.
- Create an action plan with goals and next steps for your homeownership journey.
BENEFITS OF HOMEBUYER EDUCATION AND COUNSELING
- Improve financial literacy.
- Determine if you are ready to purchase.
- Empower you to make the best choice for yourself.
- Reduce your risk of predatory lending.
- Ensure that the home you purchase is safe.
- Reduce your risk of becoming delinquent on your mortgage payment.
WE CAN HELP YOU GET STARTED.
Complete this form to get started with Homebuyer Education and Counseling, help with home repair, or avoid foreclosure.