GET READY TO BUY
You can buy a home. We’ll guide you step by step.
WHY TAKE A HOMEBUYER EDUCATION CLASS?
A Big Decision
Purchasing a home is one of the most important financial decisions most people make.
A Solid Foundation
Homebuyer education lays the groundwork for both your homebuying and homeownership experience.
A Confident Approach
Take the mystery and stress out of the home buying process.
WHAT YOU'LL LEARN
blank
Are you ready to buy a home?
- Renting vs owning
- How much can I afford
- What costs can I expect
- Who is on my team
Managing your money
- Importance of a spending plan
- How to create a spending plan
- Types of expenses
- Money management tips
Understanding credit
- Credit scores vs credit reports
- How your score is calculated
- Types of credit
- Why good credit is important
- Reducing debt
- Rebuilding credit
- How to pull your credit report
Obtaining a mortgage loan
- What is a mortgage
- Who makes mortgage loans
- Understanding the types of mortgage loans
- Applying for pre-approval
- Mortgage terminology
- Predatory lending
Shopping for a home
- Different roles of real estate professionals
- What to expect from a real estate agent
- Different types of home sales
- Writing an offer
- Contingencies
- Preparing for closing
Protecting your investment
- Home inspections
- Homeowners insurance
- Flood insurance
- The cost of replacement
- Tax deductions
- Refinancing
- Learning about your community
The curriculum for our homebuyer education class was developed by NeighborWorks® America. It is approved by the U.S. Dept. of Housing and Urban Development (HUD) and is an adapter of the National Industry Standards (NIS) for Homebuyer Education and Counseling.
This course gave me the encouragement to become a homeowner. Having a team of professionals guide me with a plan motivated me to get organized. I believe people need each other for support and NeighborWorks Green Bay helped me achieve my dream.
Homebuyer Education
class schedule
IN-PERSON (ENGLISH)
Completing Homebuyer Education requires only one 2-day class. Class is held each month on the first Monday and Tuesday. Registration is $50 for the 2-day course.
EN PERSONA (ESPAÑOL)
La clase se lleva a cabo en persona en español el tercer sábado de cada mes. El costo de esta clase es de $50.
PRE-PURCHASE COUNSELING
After completing Homebuyer Education, you’ll meet one-on-one with a HUD-certified housing counselor. Together, you’ll review your financial picture, discuss your homeownership goals, and create a clear plan for the next steps in your journey.
-
-
- Due to availability, appointments may be scheduled a few weeks after completing the class.
- Your counseling session lasts up to 90 minutes and may take place in person or via Zoom.
-
WHAT HAPPENS IN YOUR COUNSELING SESSION
Discuss Your Goals
Talk about where you want to live, what type of home fits your needs, and your timeline for purchasing.
Review Your Finances
Look at your income, monthly expenses, credit report, and debts to determine what you can comfortably afford.
Explore Your Options
Learn about mortgage pre-approval, working with real estate agents, and available down payment assistance programs.
Create Your Action Plan
Leave with clear goals and next steps toward purchasing your home.
WHY COUNSELING MATTERS
Buy with Confidence
Understand what you can truly afford before beginning your home search.
Avoid Costly Mistakes
Learn how to identify predatory lending and avoid unsafe or unsuitable homes.
Strengthen Your Finances
Improve budgeting, credit awareness, and savings strategies.
Build Long-Term Stability
Reduce the risk of mortgage delinquency and financial stress.
Homebuyer Education & Counseling is generously sponsored by
READY TO GET STARTED?
Register for Homebuyer Education Class and begin your journey towards owning your new home!